首页|新闻|美人潭|百闻|饭局|房产|汽车|财经|旅游|教育|生活|文娱|贴吧|开封|洛阳|南阳|许昌|信阳|平顶山|濮阳|三门峡|鹤壁|安阳|商丘|新乡|焦作|周口|新密

真实生活英语Unit29:Finance财政金融

发布时间:2011-11-24 15:35:56来源:河南一百度

Unit 29 Finance
财 政 金 融
Part One: Expressions
1. How are your stocks doing, Jim?
吉姆,你的股票怎么样了?
2. I lost a bunch of money in the last two years.
过去两年我赔了很多钱。
3. I changed my strategy around too. 
我改变了自己的策略。
4. I like to open up a savings account please.
我想开一个储蓄帐户。
5. I want the one with the highest interest rate.
我想要最高利息的那种。
6. You have to maintain a balance of $10,000 in the account.
你必须在账户里保持1万元的余额。
7. I’ll be with you in one second.
我马上就来。
8. I want to take out a loan for school. 
我想获得读书贷款。
9. Do you qualify for any of the federal loan programs?
你具备获得联邦政府贷款项目的资格吗?
10. How do I go about taking it out?
怎么样可以获得?
Part Two: Dialogues
1.Investments投资
A: How are your stocks doing, Jim?
B: Oh, all right. I lost a bunch of money in the last two years, but this year has been pretty good.
A: Yeah. I lost money investing in the Internet, too.
B: Just goes to show that you should buy companies, not ideas.
A: I changed my strategy around too. I invest in good companies now.
B: Yeah, me too. Did you hear about Frank?
A: No, what happened?
B: He lost his kids’ college money day trading.
A: Oh, boy. His wife can’t be happy about that.
A: 你的股票怎么样了,吉姆。
B: 哦,还可以。我去年这两年赔了一些钱,但是今年很不错。
A: 是的。我投资因特网也赔了一些钱。
B: 这说明你应该投资具体的公司,而不光是一些概念。
A: 我也改变了我的策略,我现在投资前景好的公司。
B: 是的,我也是。你知道弗兰克的事情吗?
A: 没有,怎么了?
B: 他做生意把孩子上大学的钱赔了。
A: 哦,天。他的太太听了肯定会不高兴的。
2.Savings Accounts储蓄帐户
A: I like to open up a savings account please.
B: O.K. We offer a few different kinds.
A: I want the one with the highest interest rate.
B: That would be our Saver’s Plus account.
A: 4.5%, that’s good. How much money do I have to keep in it to get that rate?
B: You have to maintain a balance of $10,000 in the account or the rate drops to 3%.
A: All right. I’ll open one of those. 
B: Just fill out these forms, and I’ll be with you in one second.
A: Thanks.
A: 我想在这儿开一个储蓄帐户。
B: 好的,我们有很多种。
A: 我要利息最高的这种。
B: 那可以试试我们的储值账户。
A: 4.5%,不错。要开这种账户得存多少钱?
B: 你必须保证有1万美元的余额存储否则利率将降至3%。
A: 好的,我就开这种账户。
B: 请填表。我马上就来。
A: 谢谢。
3.Loans贷款
A: Hello, how can I help you, sir?
B: I want to take out a loan for school. What kind of interest rates do you offer?
A: Do you qualify for any of the federal loan programs?
B: Yes, but I need to borrow some more money.
A: Well, in that case, we can offer you a private educational loan.
B: What’s the interest rate?
A: It’s 7.2%, fixed-rate loan.
B: How do I go about taking it out?
A: Just fill out this application. We can let you know right away if you qualify.
B: All right. Thank you.
A: 你好,可以为您效劳吗,先生?
B: 我想获得读书贷款。你们的利息是多少?
A: 你是否具备联邦政府的贷款资格呢?
B: 是的,但是我还需要再多借一点。
A: 好的,这样的话,我们可以向你提供个人(非政府)教育贷款。
B: 利息是多少呢?
A: 7.2%的固定利息贷款。
B: 要获得这种贷款要怎么做?
A: 填这份申请表。如果你符合资格我们会很快通知你的。
B: 好的,谢谢你。
Part Three: Substitution Drills
1. A: How are your (stocks/ assets/ funds) doing, Jim?
  B: Fine, thanks.
你的(股票/资产/资金)怎么样了,吉姆?
    不错,谢谢。
2. A: I lost a bunch of money in the last two years.
  B: You should change your (brokerage firm/ strategy/ investments).
过去的两年我赔了很多钱。
你应该改变一下你的(经纪公司/策略/投资方向)。
3. A: I invest in good companies that (are promising / have smart management/ a strong record).
   B: Now that’s great thinking.
我在一家(前景看好的/管理精明的/纪录良好)的公司投资了。
现阶段这个想法很不错。
4. A: Can I help you?
  B: I like to (open up a savings account/ change money/ take out a loan), please.
可以为你效劳吗?
我想开一个(储蓄帐户/换一些钱/获得贷款)。
5. A: I want the one with the highest (interest rate/ returns/ rate).
  B: Certainly.
我想要最高(利息/利润/利率)。
当然。
6. A: You have to maintain a balance of ($10,000/ $100/ $5,000) in the account.
   B: I see.
你必须保证有(1万美元/100美元/5千美元)的余额存储。
我明白。
7. A: Excuse me, sir.
  B: Yes, I’ll be with you in one (second/ moment/ minute).
打扰一下,先生。
好的,我(马上/很快/立刻)就来。
8. A: I want to take out a loan for (school/ a new house/ new business).
  B: I’ll have to do a background check.
    我想获得(读书/购房/营业)贷款。
我必须进行相关背景调查。
9. A: Do you qualify for any of the federal (loan/ scholarship/ aid) programs?
  B: I’m not sure.
你具备资格获得任何联邦政府(贷款/奖学金/援助项目)吗?
我不能确定。
10. A: How do I go about (taking it out/ applying/ signing up)?
   B: Just fill out these forms and we’ll get back to you.
我如何(获得/申请/报名)?
填这些表格,我们会和你联系。
Part Four: Monologue
Loans are a very common in the United States. Americans take out loans to buy a car or a house, and many young people borrow money to go to university. The interest rate on a loan is very important. It is how much money you pay to your lender to be allowed to borrow the money. It is added to your monthly payments. A typical education loan might have an interest rate of 5-8 percent, and take 10 years to pay off. Students do not have to pay for their loans while they are in school under the government loan program.  It is a very helpful program considering that going to college can cost as much as $120,000.
在美国,贷款是很普遍的。美国人会通过借贷来买车,买房,年轻人则会贷款去上大学。贷款的利息是很重要的因素。它是你必须付给你的借贷人的那部分钱,附加在你每月支付额之内。典型的教育贷款利息可能为5%到8%的利率,分10年付清。如果是政府贷款项目,那么在校期间学生不需要偿还贷款。对于上大学要花费的12万美元的费用来说,这个项目很有帮助。
Part Five: Vocabulary and Phrases
--loan  贷款
--interest rate利率
--fixed rate固定利率
--application 申请,请求;申请书
--qualify  取得资格;具备合格条件
--balance 平衡,均衡
--maintain a balance保持(收支)平衡
--invest  投(资)[(+in)]
--investment 投资;投资额;投资物
--stock 贮存,股票,股份
--strategy  策略
 

【责任编辑:吴晓军 】
0

图说天下

最新消息

头条推荐

热门点击排行

图片报道

河南一百度

中国·河南·郑州国家经济技术开发区第五大街经北三路

电话:0371-86088516 (广告)

联系信箱:news100@henan100.com

邮编:450016